Roofing financing options
HomeFinancing

PAYMENT OPTIONS

HOW HOMEOWNERS
PAY FOR ROOFS

Altus does not offer in-house financing. Most homeowners who call us pay through their insurance policy after storm or hail damage. For jobs not covered by insurance, we point you to home-improvement lenders you apply with directly. No deposit required. You pay when the job is complete.

THE PROCESS

HOW IT WORKS

Four steps from inspection to a finished roof, with honest payment guidance at every step.

01
Get Your Free Inspection First

Before any payment conversation, we inspect your roof and give you a detailed written quote. You know the project cost up front, not after the work is done.

02
Check Your Insurance Coverage

If the damage is from a covered storm or hail event, your insurance pays for the bulk of the work. Most homeowners only pay their deductible. We handle the claim documentation.

03
Use a Third-Party Lender If You Need To

We do not offer in-house financing, but we are happy to point you to home-improvement lenders that other neighbors have used (Synchrony Home, GreenSky, Hearth). You apply directly with them, not through us, so you get their best rate without a markup.

04
Pay When the Work Is Done

We collect payment when the project is complete and signed off. No deposits before materials are on-site.

YOUR OPTIONS

WAYS HOMEOWNERS PAY

Insurance covers most storm damage. Third-party lenders handle the rest. We do not collect deposits.

Insurance Claim
MOST COMMON

Often zero out-of-pocket beyond your deductible.

Storm and hail damage is the most common path to a paid roof. We document everything for the adjuster and work the claim with you. Most homeowners pay only their deductible.

Third-Party Lender
FLEXIBLE TERMS

Apply directly with a national home-improvement lender.

Synchrony Home, GreenSky, and Hearth are the three most-used by our neighbors. You apply with them, not us, so the rate you see is the rate you get. No dealer markup.

Pay on Completion
NO PRESSURE

No deposit. Settle when the work is signed off.

We collect payment when the project is complete and you have walked it. No money up front for materials, no progress draws.

STORM DAMAGE? OFTEN ZERO OUT-OF-POCKET.

If your roof was damaged by a covered storm or hail event, your insurance pays for the bulk of the work. Most homeowners only pay their deductible. We handle the claim documentation and work directly with your adjuster.

Get My Free Estimate

No deposits. Pay on completion. Insurance work coordinated end to end.

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QUESTIONS

PAYMENT FAQ

Altus Roofing

READY TO START?

GET YOUR FREE ROOF INSPECTION TODAY

Tell us about your roof. We will document it, walk you through the options, and give you a written estimate the same week.

We call you back in 5 minutes!We will never send you unsolicited spam. No obligation. No pressure.

We will never send you unsolicited messages. No obligation. No pressure.

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